Since 2006, eCapital has helped over 20,000 truckers get paid within days for a delivered load.
For truckers with an eCapital account, waiting up to 90 days to receive payment for a load is a thing of the past.
Consistent and emergency cash are two major hurdles truckers face and eCapital and its freight factoring services can help.

What is freight factoring?
Freight factoring is a simple way for owner operators and/or fleets to sell their unpaid invoices to a business funding company at a small fee. Freight factoring greatly reduces the industry standard of up to 90 days to receive payment for a load, to just a few days.
At RealTruckers, we take pride in giving truckers useful information to help the community make more money and have more financial flexibility. RealTruckers selected eCapital to receive our stamp of approval because the company is the most innovative and reliable factoring company in the business.
Here's just some of what eCapital has to offer for truckers and fleets:
After opening an eCapital account, fleet owners are automatically provided with a pre-approved line of credit of $2,500 for each truck in their fleet.
With eCapital's InstaPay portal, you can transfer money to any bank account 24/7, 365 days a year. Instant money transfers are only $10 per transaction.
Truckers are provided with a Visa® Commercial Card, which gives them immediate access to your money everywhere Visa is accepted, even ATMs, with no annual fees or interest rates.
The eCapital Connect portal allows truckers to view their account all in one place, control how their fleet can spend individual lines of credit and up-to-the-second updates every time money goes in and out of your eCapital account.